CEO,
Comprehensive Brokerage Services, LLC
Chad Druvenga is the Principal/Founder of Comprehensive Brokerage Services, LLC. Chad established CBS in 2007. He is passionate about incorporating insurance products into the financial planning process. CBS helps advisors identify opportunities, learn how to ask the right questions, and offer a solution that provides their client with the best potential outcome if things don’t go perfectly.
Before starting CBS in 2007, Chad founded the life division for a large annuity IMO. In two years, he built the department from scratch to great success. He was subsequently awarded partial ownership of the firm before a sale. Chad has served on insurance carriers’ advisory councils. He is also active in Finseca and NAILBA, supporting the future of our industry.
Chad and his wife Joslyn reside in Shakopee, MN and have five wonderful kids. When away from work you can typically find them spending time with the kids, at the lake, or enjoying a nice dinner together.
Independent distribution has crossed an important threshold. It is no longer a channel proving its relevance; it is a primary growth engine for life insurance and an increasingly important pathway for annuities. The leadership question now is not whether the channel matters, but how to turn that scale into sustainable advantage. In this opening CEO panel, the conversation will focus on the decisions leaders have to make next: where scale truly matters, how to invest in technology and talent, how to manage through consolidation, and what carriers need from BGAs as strategic partners. The goal is to give leaders in the room a sharper lens for the next 12 to 24 months—where to invest, where to partner, and how to grow from a position of strength.