Susan Ghalili

SVP, Underwriting Strategy & Chief Underwriter ,

Pacific Life

Ms. Ghalili is senior vice president and chief underwriter of the Life Insurance Division. In her role, she leads the division’s underwriting organization, driving leading-edge strategies and innovation, and is responsible for the organization’s customer journey initiatives. Prior to joining Pacific Life in 2022, Ms. Ghalili was with John Hancock Financial where she served in senior underwriting roles throughout her 24-year career, most recently as vice president of Underwriting Transformation and chief underwriter where she was responsible for managing all aspects of the underwriting operations and risk management to include managing impacts to mortality and morbidity results. She was also responsible for executing ongoing research and development strategies, and innovation to further position the organization’s underwriting as an industry leader. Ms. Ghalili previously spent 17 successful years at Sun Life Canada, U.S. division.

Susan Ghalili's Sessions

Underwriting Spotlight at NAILBA 45
Join Diana Greenberg and leading head underwriters for a conversation that goes past the usual talking points to focus on the real questions they’re wrestling with as 2026 comes to a close.

This panel with Diana Greenberg and leading head underwriters covers what’s really on their minds: EHRs and AI’s role in underwriting accuracy, turning data overload into better decisions, and where humans and machines each add the most value. Be in the room to hear where the underwriting conversation is headed next.

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