JUST RELEASED: EY 2.0 White Paper Learn more here!
EY proves a Holistic Financial Plan that includes Life Insurance, Investments, and Annuities is objectively better for consumers.
EY estimates that by 2050 we will have…
$483
trillion retirement savings gap
$240
trillion protection gap
Investor Advantage
Combining Permanent Life Insurance (PLI) and Deferred Income Annuities with Increasing Income Potential (DIA with IIP) offers clients more options to generate retirement income, maximize their legacies, or balance both goals.
- Save on Taxes: Permanent life insurance and income annuities offer tax-deferred growth.
- Insurers can navigate a competitive marketplace and better serve customers.
- Cater to investors' savings and protection needs with features like persistency bonuses and non-guaranteed dividends.
Did You Know…
Applying just $0.30 of each dollar of savings to permanent life insurance or annuities yields better returns than investment-only options.
Exclusive Insights from EY’s Phil Ferrari...
At Finseca’s recent board meeting, we had the privilege of hosting Phil Ferrari, Managing Director at EY’s Insurance and Actuarial Services Practice. Phil shared powerful insights on the impact of holistic financial planning from their latest white paper and even gave the Finseca Board an exclusive sneak peek of their upcoming white paper, set to drop later this year.
Member Resources
Simplify the process of educating your teams and clients by sharing these valuable resources that support your work.
Educate Your Clients
Are you interested in co-branding? Reach out to us today, at membership@finseca.org.
Member Resources
These PDFs are created to simplify the process of educating your teams and clients, providing valuable resources to share and support the work that you do.
Educate Your Advisors
Educate Your Clients
Are you interested in co-branding? Reach out to us today, at membership@finseca.org.
Read The Full White Paper
Additional Resources
Details
Our Response
Finseca and partners praise decision to issue stay
- Marc Cadin’s Remarks to the House Financial Services Committee
- House Financial Services Subcommittee testimony
- Finseca’s statement to the press
- DOLs Fiduciary Rule 3.0 Call Recording on November 10
- Comment period extension request letter
- Finseca DOL Comment Letter
- Finseca Joins Insurance Associations to File Legal Challenge to U.S. Department of Labor’s Fiduciary-Only Regulation
Joint trades statement on the legislation blocking funding for the DOL rule
Press
Insurance News Net: Second stay granted to defendants suing the DOL over its fiduciary rule
ACLI, NAIFA, Finseca, IRI, and NAFA joint statement on the Congressional Review Act (CRA)
- ACLI, NAIFA, Finseca, IRI and NAFA joint press release
- The Capital Times: Regulation Would Limit Advice to Retirees Who Need it Most
- Detroit News: Federal Regulation Would Undermine Financial Guidance for Retirement Savers
- Marc Cadin joins CNBC’s Squawk Box to Fight for the American People
- CEA Blog Post entitled: The Retirement Security Rule
- The NAIC’s response
